dsBudget is an open-source program that I discovered recently, and so far I am seriously impressed.
What comes to mind when you think of budgeting software? That it is complicated? That you have to enter tons of information just to get started? That the software must cost enough to ironically bust the budget that you are trying to get under control? Well in this case all of those worries can be put aside.
Starting off with just a slight learning curve, it will be mere minutes before you are setting up incomes, deductions and other expenses with numbers and colors to represent them in pie charts, progress bars and graphs. Entering an expense or an income will updates all graphs instantly and lets you know how much allocated money you have left in each category.
If you would like software that automatically imports your bank statements and enters all the information for you, you'll have to look elsewhere. The whole point of this simple program is to make you enter it yourself so that you can understand where your money is going in the first place. It will teach you and you will learn. You will see where you have to watch what you spend and you will be thankful of having done the work yourself when you check your bank account and see that you have enough money left to be able to save up for something special.
dsBudget requires the Java runtime environment to run and uses your default browser as its interface. It runs itself as a local server so you do not need an active Internet connection to use it.
Now go and get that budget under control!
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URL: http://sites.google.com/site/dsbudgethome/
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